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In this section

History of campaign

Background

The Law

Media coverage

Cases

Cases summary

The Bankers' Hall of Shame – cases settled by the banks

Thousands, of individuals have issued County Court claims against their banks and recovered all the penalty charges imposed on their accounts. (See websites such as penaltycharges.co.uk or bankactiongroup.co.uk which detail hundreds of examples of successful claimants.) I have personally issued on behalf of various individuals claims against all of Britain's main high street banks and won all the cases.

As at end of July 2007, I had won 123 cases and recovered in total over three hundred thousand pounds from the banks. Space and time do not permit me to list every case, but for a good selection (but not all of them), see below.

Since the end of July 2007, when stays were imposed on all of the claims in the system, the number of wins dropped dramatically. Stays were put on business account claims and credit card claims. These claims should never have been put on hold, but the court refused to listen to any arguments as to why they should not be on hold. However, with some of these claims, the banks decided to pay up anyway even thought they could have left them on stay. Currently, I have about another 40 cases in the court system waiting for resolution of the Test Case.

For a summary of wins by bank, see totaliser.

I have included a few examples of surrender letters from banks for general amusement! Click on the bank's name (those showing a hyperlink) to see the letter agreeing to pay the claim.

But now we must just wait for the resolution of the test case before we can make further progress.

Name

Town

Bank

Amount of claim

Date of claim

Date paid by bank

Laura

Penzance

Yorkshire

£834

30/11/04

31/1/05

Jenny

Sheffield

Yorkshire

£280

3/2/06

9/2/06

Julie

London

Alliance & Leicester

£360

10/2/06

8/3/06

Dianne

Aberdeen

Capital One

£2531

13/3/06

27/3/06

Peter

Penzance

MBNA

£2234

10/5/06

24/5/06

Alastair

Ayr

Alliance & Leicester

£3325

15/5/06

8/6/06

Jennifer

Sheffield

Nationwide

£995

22/5/06

31/5/06

Patricia

Truro

Abbey

£380

15/5/06

20/9/06

Patricia

Truro

Abbey

£405

20/6/06

16/11/06

Patricia

Truro

Abbey

£56

25/7/06

9/8/06

Patricia

Truro

Abbey

£35

5/9/06

13/10/06

Patricia

Truro

Abbey

£40

22/9/06

6/10/06

Sheila

Hull

HSBC

£1844

11/8/06

14/8/06

Bob

Truro

HFC

£12

16/8/06

1/9/06

Sandra

Leicester

Halifax

£556

24/8/06

30/8/06

Shane

Leicester

Halifax

£1539

24/8/06

30/8/06

Louise

Bedford

NatWest

£832

5/9/06

15/9/06

Lilian

London

Barclays

£4044

26/5/06

29/9/06

Phil

Burnley

Natwest

£1358

26/8/06

31/10/06

Cathy

Lincoln

Royal Bank of Scot'd

£1682

11/10/06

9/11/06

Sandra

Leicester

Lloyds

£1457

24/8/06

27/11/06

Andrew

N'humberland

HSBC

£3215

18/10/06

2/12/06

Clare

London

HSBC

£989

26/10/06

23/11/06

Catherine

Truro

Nationwide

£499

1/12/06

6/12/06

Vicky

Yorkshire

Lloyds

£2873

26/10/06

8/12/06

Sheila

Hull

Lloyds

£455

11/8/06

14/12/06

Mark

Ayr

Nationwide

£2900

29/11/06

12/12/06

Rachel

Peterborough

Norwich Peter'h B.Soc

£4900

15/11/06

19/12/06

Simon

Wirral

MBNA

£100

7/12/06

18/12/06

Gary

Somerset

RBS

£1746

29/9/06

11/1/07

Andrew

Cornwall

Capital One

£998

5/1/07

26/1/07

Matt

Cornwall

Barclays

£480

14/12/06

9/2/07

Simon

Wirral

HSBC

£80

7/12/06

9/2/07

Tim

Darlington

Halifax

£100

5/1/07

9/2/07

Richard

Cornwall

Abbey

£624

8/12/07

26/2/07

Tracey

Northants

Natwest

£3766

31/10/06

2/3/07

Irene

N. Ireland

Abbey

£714

22/12/06

12/3/07

Sarah

Cornwall

Abbey

£3100

5/1/07

12/3/07

Dean

Chelmsford

Abbey

£2813

5/1/07

12/3/07

Vicki

Herts

Abbey

£610

18/10/06

12/3/07

David

Cornwall

Lloyds

£850

9/11/06

19/3/07

Emma

Yorkshire

Yorkshire

£1947

22/9/06

22/3/07

Stuart

Cornwall

Barclays

£3233

22/12/06

23/3/07

Ali

Cornwall

Lloyds

£902

1/12/06

4/4/07

Dean

Chelmsford

Abbey

£3473

14/1/07

10/4/07

Andy

Cornwall

Barclays

£1817

5/1/07

25/4/07

Angie

Cornwall

Halifax

£979

24/1/07

16/2/07

Mark

Devon

Natwest

£4800

31/1/07

17/2/07

Lyn

Cornwall

Nationwide

£2627

26/1/07

19/2/07

Richard

Cornwall

Halifax

£3332

29/1/07

13/3/07

Brian

Cornwall

Lloyds TSB

£1190

5/2/07

27/2/07

Derek

Hastings

Alliance & Leicester

£3541

5/2/07

27/2/07

Dave

Plymouth

Cooperative

£2300

27/2/07

14/3/07

Graham

Stoke

Lloyds

£4789

27/2/07

17/3/07

Chris

London

NatWest

£4375

31/1/07

5/4/07

Mark

Truro

Abbey

£720

2/2/07

18/4/07

Michael

London

Barclays (Woolwich)

£9344

19/1/07

25/5/07

Maria

London

HSBC

£1309

2/3/07

9/5/07

Nick

Devon

Barclays

£3133

30/3/07

12/6/07

Susan

Ipswich

Abbey

£2476

7/3/07

6/7/07

Lyn

Kent

Lloyds

£2745

8/5/07

29/6/07

Tony

Hampshire

Halifax

£7032

26/6/07

19/7/07

Sheila

Powys

Lloyds

£644

24/9/07

6/11/07

Bill

Devon

RBS

£3377

2/3/07

26/11/07

Published and promoted by Bob Egerton, TR2 4RS